Think about your last 24 hours. Were there any moments when you had 10 minutes to kill? Maybe your commute ground to a halt this morning. Maybe your coffee date was running late. Either way, those bits of lost time each day don’t need to go wasted, with you scrolling through social media feeds as the seconds tick away. Those are minutes you could be getting paid for.

Bigger bucks will take at least a few hours accumulated over time, but you’ll avoid the opportunity cost of not getting paid.

Instead, you can capitalize on that time — literally. Here are three of the quickest and simplest ways to drum up cash.

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