Guide to sharing credit card rewards with authorized users

Guide to sharing credit card rewards with authorized users

Need a credit score boost? Consider joining someone else’s credit card as an authorized user.

Authorized-user accounts show up on your credit report. When the primary cardholder has a solid history of paying on time and keeping credit utilization low that can add points to their score – and yours.

You might also be able to earn cash, points or miles when you spend. But, earning rewards as an authorized user doesn’t mean you’re automatically entitled to use them.

Here’s how to navigate the rewards waters as an authorized user.

Read full article here.

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