In 2018, the American household debt was at $13.21 trillion. For those under thirty-five years, most of their debt lies in credit card debts and student. Student loan debt currently stands at $1.56 trillion. Those in the age bracket of thirty-six to forty-four have most of their debt lying in mortgages.

Forget following gossip on social media. Use your time instead to get paid for taking surveys, watching videos, and surfing the web on sites such as Swagbucks, Money App, Slidejoy, and InboxDollars. You can use your smartphone or tablet. Its flexibility enables you to make money as you commute to work, during lunch breaks, or when queuing at the bank or Starbucks.

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