Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster.
If you’re scared to look at your credit card bill and bank statements, there’s a good chance you went overboard over the summer. However, the “out of sight, out of mind” way of thinking has serious financial implications. If you’re only making minimum payments on any debt you’ve accrued during this time, the faster you face reality, the faster you can make a plan to get back on track.

Market research companies will pay you for your opinion. Look for focus groups in your area via FindFocusGroups.com or 20|20 Panel. Otherwise, take surveys for points that you can redeem for gift cards via sites such as Swagbucks or go mystery shopping. You can find legitimate opportunities through the Mystery Shopping Professionals Association.
Clear out your wardrobe, closets and garage for clothing, furniture and other items you no longer need or use and sell them online. You can host a garage sale, sell more valuable goods through sites such as Facebook Marketplace, or head online to Poshmark to sell clothing and Gazelle.com to sell gadgets.

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